Fox Valley Savings Bank Consumer Privacy Policy

Fox Valley savings Bank values your trust and we know that proper handling of your personal information is vital to maintaining your trust. We want you to know that we have not given or sold, and pledge that we will not give or sell information about you to non-affiliated third parties.

Our employees are trained in maintaining the confidentiality of customer information. Access to your financial records is limited to those employees with a business reason to know such information. In keeping with federal standards, we have established physical, electronic, and procedural safeguards to ensure that your financial information is accurate, current and complete. Fox Valley Savings Bank utilizes new technology and offers new products and services only after we are certain your financial privacy and nonpublic personal information is correct and adequately protected.

We collect information about our customers as a regular part of our business of providing products and services. Fox Valley Savings Bank may collect the following categories of nonpublic personal information about you:

• Information we receive from you on an application or through other means such as your name, address, social security number, employment, income and assets.
• Information about your transactions and account experience with Fox Valley Savings Bank. Examples include your account balances, payment history, deposits and withdrawals.
• Information we receive from Consumer Reporting Agencies regarding your credit worthiness, credit score and payment history.

As required by the USA PATRIOT ACT, we also collect information and take the necessary actions to verify your identification.

In keeping with our desire to retain your trust, we do not disclose specific information about your accounts or other nonpublic personal information about you to outside parties unless:

• You request or authorize that the information be disclosed,or
• It is necessary for completing applications, transactions and transfers initiated by you, or
• The information is provided to a reputable Consumer Reporting Agency to verify the existence and status of your account, or
• The disclosure is otherwise lawfully permitted or required
• To comply with a government agency or court order or with the request of a federal regulation

  Fox Valley Savings Bank does not provide account or personal information to non-affiliated third parties for the purpose of independent telemarketing or direct mail marketing of any non-financial products or services of those companies. When we conduct business with third parties who have a business need to access this information, we require those providers, suppliers and vendors to maintain similiar high standards of conduct regarding the privacy of your nonpublic personal information.

  Fox Valley Savings Bank is committed to offering a safe, secure and convenient way of banking with us. Our Online Banking product has security standards and procedures in place to help prevent unauthorized access to confidential information.

  When you visit our website, general information regarding browsing activities is collected. We use the information collected to measure the number of visitors to the different pages and sections of our site to help us make our site more useful to visitors. Personal information is only collected when you elect to provide it to us through an online form, register for Online Banking, or send an email using the "Contact Us" option. Transactional information from Online Banking is retained for accounting purposes.

  Email is not necessarily secure against interception and should not include sensitive or personal information such as your account numbers, credit card number or social security number.

  Fox Valley Savings Bank will not initiate a request for you to supply login or password information.

  Fox Valley Savings Bank does not collect personal identifiable information or any contact information from children.

  We value your customer relationship and your trust. We want you to understand our commitment to ensuring your personal privacy and how we use the information you provide. If you have any questions about how Fox Valley Savings Bank protects your confidential, nonpublic personal information, please call your local branch office or contact us by email: info@FVSBank.com.

  We reserve the right to change this policy at any time by posting a new privacy policy.

  This notice is provided pursuant to the notification requirements of the Gramm-Leach-Bliley Act of 1999.