Here’s where simple savings stop.

And it’s also where investing begins.

Current Rates

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Be ready when you’re ready to retire.

The simple truth is that most people will be ready to retire physically and mentally, but not financially. That’s why it’s important to begin saving now. Since April 1, 2006 the FDIC has been insuring Individual Retirement Accounts (IRAs) for up to $250,000. That means that money you invest here will be secure for the long-term. And with FVSB high-yield, fixed and variable rate CDs the little bit you’re able to save now will help you be prepared later. Below is some basic information.

Fixed Rate Retirement Investments:

Term Minimum APY
1 Year $500 3.00%
2 Year $500 3.50%
4 Year1 $2,000 4.00%

1 1/2 Year Variable Retirement CD**:

Deposit Range Rate APY
$500-$2,499 2.00% 2.02%
$2,500-$9,999 2.03% 2.05%
$10,000-$24,999 2.13% 2.15%
$25,000 - $49,999 2.23% 2.25%
$50,000 & Over 2.33% 2.35%

Annual Percentage Yields (APYs) effective from November 17, 2008 through November 23, 2008. Additions ($100 minimum) are permitted to these accounts. A penalty may be imposed for early withdrawal.

1One penalty free withdrawal permitted anytime after 2 years. Fox Valley Savings Bank reserves the right to limit new accounts to people residing in its Wisconsin market areas.

**Annual percentage yields (APYs) effective for the month of November, 2008. Additions of $100 or more allowed at any time. Minimum rate of 2.00% and maximum of 6.90%. A penalty may be imposed for early withdrawal.

Fox Valley Savings Bank reserves the right to limit new accounts to people residing in its Wisconsin market areas.